Can a Debt Collector Reach You via Voicemail?

Things got completely twisted for the debt collection industry with the decision in Foti v. NCO Financial Systems, Inc in the year 2006. The Court in Foti concluded that each voicemail intended for a debtor must include the mini-miranda, which is a disclosure that the communication is from a debt collector. 15 U.S.C §1692e(11) The [...]

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